Simple Steps to Your Funding
Our streamlined process gets self-employed people and small businesses from application to funding as quickly and smoothly as possible.
1. Submit Your Application
Complete our streamlined digital application in under 10 minutes. Provide your basic business information and funding needs. No complicated paperwork required.
- Business information and ownership
- Recent business bank statements
- Desired advance amount and use
- Estimated monthly business revenue
2. Review & Assessment
Our team reviews your application and business activity to determine the best revenue-based funding for your needs. Checking your options uses a soft inquiry and does not affect your credit score.
- Business revenue review
- Soft inquiry — no credit-score impact
- Fit and affordability assessment
- Preliminary decision within 24 hours
3. Your Funding Offer
Based on our assessment, we present a tailored advance offer. Every aspect is transparent — the fixed factor rate, total remittance, and remittance schedule are clearly outlined in your revenue purchase agreement.
- Fixed factor rate — no APR or interest
- Revenue-based remittance schedule
- No advance fees or hidden charges
- Clear revenue purchase agreement
4. Funding & Beyond
Once you accept, funds are deposited directly to your business bank account via ACH transfer. Offers accepted by 6:00 p.m. ET on business days are generally funded the next business day. Remittance flexes with your sales, and renewals are available as you remit.
- Direct ACH deposit to your business account
- Funds as fast as the next business day
- Online portal to manage your advance
- Renewal options as you remit and grow
What You'll Need
To ensure a smooth application process, please have the following ready.