Funding That Moves With Your Revenue
Revenue-based merchant cash advances for self-employed people and small businesses. Get funds against your future receivables — a fixed cost, no APR, and no impact to your credit score to check your options.
Create Account
Join KeyFunding and start exploring your lending options.
Built for Business Owners
Revenue-based funding with a simple, transparent structure — designed for self-employed operators and small businesses.
Apply in Minutes
Simple online application with no paperwork. Get a funding decision in as fast as 24 hours — all from your phone or computer.
No Advance Fees
We never charge upfront fees. Your revenue purchase agreement lays out a single fixed cost — no APR and no surprise charges.
Funds by Next Business Day
Once approved, receive your advance as soon as the next business day — so you can cover what your business needs fast.
Repay As You Earn
Remittances flex with your revenue. When sales slow, so does what you remit — because it's a purchase of receivables, not a fixed loan payment.
Put It to Work
Inventory, equipment, payroll, marketing, expansion, or a slow season — use your advance however your business needs.
No Collateral Required
Funding is based on your business revenue, not your assets. No need to pledge property or personal collateral to qualify.
Process
How It Works
From application to funding in four clear steps.
Start in under 10 minutes
Complete our streamlined digital application with your basic business information. Our secure platform guides you through each section with clear instructions and real-time validation.
- No impact on your credit score
- Upload documents securely via 256-bit SSL
- Save and resume at any time
Explore
Revenue-based funding options
Flexible working capital designed for how your business actually earns. Each option is structured around your revenue — not a fixed loan payment.
Not sure which option fits your business?
Our team will help you find the right funding structure based on your revenue and business goals.
Get in Touch
Have a question or ready to explore funding for your business? Our team is here to help.
Hours
Monday – Friday: 9:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM
Send Us a Message
Fill out the form below and we will get back to you within 24 hours.